St. Louis

• LAWRENCE M. ABRAMS , President. Larry has thirty years experience in adjusting and investigating all casualty lines, including on-the-scene truck and bus investigations, homeowners, flood, medical malpractice, products liability, theft, arson, and fraud. He is experienced in life insurance investigations, subrogation, chemical spills, personal and commercial liability and OLT.
   
• LAWRENCE J. COOKE, JR., Senior Claims Representative. Larry has investigated, evaluated, negotiated, and settled all lines of property and casualty claims. He has sixteen years of experience in adjusting, investigating and settling on-the-scene truck and bus losses, commercial and residential property claims, general liability, products liability, personal and commercial liability, auto, theft, arson, fraud, employee dishonesty, and Workers' Compensation. Courtroom and trial experience.
   
• WILBERT (BUTCH) MORAREND, Regional Claims Manager. With over twenty-three years in the insurance industry, Butch is experienced in appraising damages to automobiles, heavy equipment, and residential and commercial property. He has a certificate of completion from First Marine Insurance Company in small power watercraft damage and claim evaluation.

Kansas City

• CLIFTON W. SMITH, Claims Representative. Clif is experienced in appraising damages to automobiles, trucks, motor homes, travel trailers, inland marine, and property.  He is certified by N.I.A.S.E. and has completed ICAR courses in color matching, plastic repair, estimating and adjuster training.

Winona/Springfield, Central/Southern Missouri

• LAWRENCE J. KELLENBERGER, Senior Claims Representative. Larry has seventeen years experience in appraising damages to automobiles, heavy equipment, and building damage.